Bill Me Later by Paypal
What is Bill Me Later?
Bill Me Later is a credit line that is built-in to your PayPal account. You can use Bill Me Later during PayPal checkout almost everywhere PayPal is accepted, including here at Heater.com. It's really quite easy, select the Bill Me Later option during the checkout — enter your birth date and the last 4 digits of your Social Security number and accept the terms to get approved. Approval takes only seconds.
How does Bill Me Later work with PayPal?
Once approved via the before mentioned steps Bill Me Later will be automatically be added to your PayPal account. (If you have an existing Bill Me Later account it will automatically be added to your PayPal account once you complete your purchase).
How do I pay for Bill Me Later purchases?
Log in to your account at PayPal.com. On your 'Account Overview' summary, you will see your current 'Bill Me Later' balance. You can then choose to pay in full or over time like most do (interest charges may apply).
Is there an annual fee to use Bill Me Later?
No, there isn't an annual fee for using Bill Me Later.
What is the Annual Percentage Rate?
The Annual Percentage Rate (A.P.R.) is 19.99%. The Minimum Finance Charge is $2.00. Remember, you always have the option to pay your entire balance by the payment due date and not incur finance charges.
If I pay late, will there be a fee?
If a minimum payment is not received by your payment due date (found on your statement or online) you will be charged a late fee in the amount of the missed payment — up to $25 the first time you are late. Subsequent late payments will be charged a late fee up to $35.